Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company ...

Find out what’s on a MIB report, what insurers look for on these reports, how to get yours and more ...

Medical history plays an important role in determining the cost of a life insurance policy, so many life insurance applications require you to complete a health questionnaire or medical exam. It may ...

Life insurance application activity surged 18% in August from a year earlier, with the most significant gains seen among older Americans.

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. The contestability period is the time following the ...

Switching Medicare Advantage plans during Open Enrollment is simple, but the move back to Original Medicare with a Medigap supplement can collapse entirely depending on what your health history says ...

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Securing a life insurance policy while you're ...